Frank Carvalho, Owner

With over 40 years in lending and 15 years dedicated to community development, I have cultivated a deep understanding of the financial challenges small businesses face. As the founding director of a successful community development financial corporation in Merrimack Valley, Massachusetts, I've effectively championed sustainable economic initiatives. 

My private consulting harnesses this rich experience to empower organizations, offering tailored strategies to enhance operational efficiency and secure funding. My personal mission is to drive economic growth by nurturing sustainable practices in businesses, strengthening the backbone of our communities.